From refinancing your property portfolio to funding the development of commercial and residential property, our dedicated finance solicitors can help you to secure the loans you need to progress your transaction. We deal with all types of property, providing specialist advice for rural and agricultural businesses, healthcare concerns and educational facilities, and act for both lenders and borrowers.
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Every day, we advise lenders and borrowers on loans related to property sales and acquisitions, and we help to finance property development and refinance existing debt. Our dedicated finance solicitors work with all kinds of lenders, including mainstream banks, bridging loan companies, challenger banks and peer-to-peer lenders, and individual and corporate borrowers, so we can find a finance solution that suits your property to a tee. We fully understand the funding landscape and know what is required to enable borrowers to access funds quickly and efficiently.
Thanks to the vast expertise of our firm, we can cover every aspect of a real estate deal – from negotiating the loan agreement and undertaking the property due diligence, right through to preparing and negotiating warranties for development projects. We advise on acquisition and investment finance, property development finance, buy to let portfolio acquisitions and refinancing ranging from single asset to large portfolios. We also have experience in mezzanine, bridging and Islamic finance.
Alongside their work in real estate, our team specialise in a number of different sectors, including rural and agriculture, healthcare and education. We have an intimate knowledge of the rules and requirements in these sectors, so we can navigate through any potential problems quickly and inject additional insight into the deal.
We take a pragmatic and commercial approach to lending and never sit on the fence, always trying to find solutions rather than problems and provide a very responsive service. We are transparent on costs and very happy to work on a fixed fee basis with a clear scope of work being provided from the outset so there are never any nasty surprises.
HCR were instructed by a bank in connection with a refinance of three mobile home parks with a loan value of around £14m. The deal was complex; it involved a share acquisition (by a newly incorporated SPV company) of the company which owned the main asset, as well as a third-party security being given by two group companies over two other assets.view full case study
From advice on planning strategy, right through the building phase to sale agreements, HCR’s development team made a new inner-city mix of housing and commercial units over five storeys possible for developer Hatchbury, helping the development to progress despite the Covid-19 pandemic and all of the associated site closures.view full case study
Acting for a growing university in support of its ambitious plans for the future, an HCR team led by Tim Littler and including Mark Carter and Harry Bengough, handled the refinance and development issues related to a major redevelopment.view full case study
Clare Day, partner and Head of Real Estate Finance, recently helped a key player in the water...Read full testimonial→
Clare Day’s expertise in real estate finance led to a successful residential development transaction when they a...Read full testimonial→